| ASSETS |
| I. Long-Term Assets |
| Fixed Assets: | 000 | 0,00 | 0,00 |
| Original (Replacement) Cost (0100,0300) | 010 | 4 367 477,86 | 4 367 477,86 |
| Depreciation Amount (0200) | 011 | 3 841 982,40 | 3 923 497,06 |
| Residual (Balance) Value (010-011) | 012 | 525 495,46 | 443 980,80 |
| Intangible Assets: | 000 | 0,00 | 0,00 |
| Original Cost (0400) | 020 | 33 172,00 | 33 172,00 |
| Depreciation Amount (0500) | 021 | 12 715,93 | 14 374,53 |
| Residual (Balance) Value (020-021) | 022 | 20 456,07 | 18 797,47 |
| Long-Term Investments, Total (040+050+060+070+080), including: | 030 | 38 454 539,09 | 14 304 539,09 |
| Securities (0610) | 040 | 2 704 539,09 | 2 704 539,09 |
| Investments in Subsidiaries (0620) | 050 | 0,00 | 0,00 |
| Investments in Associates (0630) | 060 | 0,00 | 0,00 |
| Investments in Foreign Capital Enterprises (0640) | 070 | 0,00 | 0,00 |
| Other Long-Term Investments (0690) | 080 | 35 750 000,00 | 11 600 000,00 |
| Equipment for Installation (0700) | 090 | 0,00 | 0,00 |
| Capital Expenditures (0800) | 100 | 0,00 | 0,00 |
| Long-Term Receivables (0910,0920,0930,0940) | 110 | 0,00 | 0,00 |
| Long-Term Deferred Expenses (0950,0960,0990) | 120 | 0,00 | 0,00 |
| Section I Total (012+022+030+090+100+110+120) | 130 | 39 000 490,62 | 14 767 317,36 |
| II. Current Assets |
| Inventories, Total (150+160), including: | 140 | 281 766,32 | 168 881,50 |
| Materials (1000,1500,1600) | 150 | 281 766,32 | 168 881,50 |
| Unfinished Services (2000,2300,2700) | 160 | 0,00 | 0,00 |
| Prepaid Expenses (3100) | 170 | 0,00 | 0,00 |
| Deferred Expenses (3200) | 180 | 838 359,05 | 838 359,05 |
| Debtors, Total (200+310+320+330+340+350+360+370+380+390) | 190 | 5 125 685,62 | 6 222 617,46 |
| of which: overdue | 191 | 0,00 | 0,00 |
| Accounts Payable, Total (210+220-400) | 200 | 429 923,63 | 351 320,48 |
| Customer and Client Debt (4010,4020) | 210 | 0,00 | 0,00 |
| Debtors from Insurance Operations, Total (230+240+250+260+270+280+290+300) | 220 | 429 923,63 | 351 320,48 |
| Policyholders Debt (4030) | 230 | 68 310,50 | 142 765,77 |
| Insurance Agents and Brokers Debt (4040) | 240 | 8 868,27 | 7 220,78 |
| Reinsurers Debt (4050) | 250 | 350 875,62 | 199 464,69 |
| Reinsurers Debt for Commissions, Royalties and Other Fees (4051) | 260 | 0,00 | 0,00 |
| Reinsurers Debt (4060) | 270 | 0,00 | 0,00 |
| Life Insurance Loans (4070) | 280 | 0,00 | 0,00 |
| Insurer Loss Deposits at Other Insurers (4080) | 290 | 0,00 | 0,00 |
| Insurer Premium Deposits at Other Insurers (4090) | 300 | 1 869,24 | 1 869,24 |
| Separate Units Debt (4110) | 310 | 0,00 | 0,00 |
| Subsidiaries and Associates Debt (4120) | 320 | 0,00 | 0,00 |
| Advances to Employees (4200) | 330 | 9 376,36 | 65 799,65 |
| Advances to Suppliers and Contractors (4300) | 340 | 62 444,40 | 252 884,50 |
| Advance Payments to Budget (4400) | 350 | 0,00 | 0,00 |
| Advance Payments to State Target Funds and Insurance (4500) | 360 | 0,00 | 0,00 |
| Founders’ Contributions to Charter Capital (4600) | 370 | 0,00 | 0,00 |
| Employee Other Operations Debt (4700) | 380 | 53 254,63 | 61 131,33 |
| Other Debtors (4800) | 390 | 4 570 686,60 | 5 491 481,50 |
| Provision for Doubtful Debts (4900) | 400 | 0,00 | 0,00 |
| Cash, Total (420+430+440+450), including: | 410 | 1 270 186,18 | 2 515 110,85 |
| Cash in Hand (5000) | 420 | 0,00 | 0,00 |
| Cash in Bank Accounts (5100) | 430 | 1 070 152,22 | 2 345 305,05 |
| Cash in Foreign Currency (5200) | 440 | 155 770,31 | 115 151,50 |
| Other Cash and Equivalents (5500,5600,5700) | 450 | 44 263,65 | 54 654,30 |
| Short-Term Investments (5800) | 460 | 111 750 000,00 | 146 500 000,00 |
| Other Current Assets (5900) | 470 | 0,00 | 0,00 |
| Section II Total (140+170+180+190+410+460+470) | 480 | 119 265 997,17 | 156 244 968,86 |
| Total Balance Sheet Assets (130+480) | 490 | 158 266 487,79 | 171 012 286,22 |
| LIABILITIES |
| I. Sources of Own Funds |
| Charter Capital (8300) | 500 | 45 000 000,00 | 45 000 000,00 |
| Additional Capital (8400) | 510 | 0,00 | 0,00 |
| Reserve Capital (8500) | 520 | 3 187 728,50 | 3 187 728,50 |
| Repurchased Own Shares (8600) | 530 | 0,00 | 0,00 |
| Retained Earnings (Uncovered Loss) (8700) | 540 | 11 421 137,89 | 13 312 949,70 |
| Target Receipts (8800) | 550 | 0,00 | 0,00 |
| Provisions for Future Expenses and Payments (8900) | 560 | 0,00 | 0,00 |
| Section I Total (500+510+520-530+540+550+560) | 570 | 59 608 866,39 | 61 500 678,20 |
| II. Insurance Reserves |
| Insurance Reserves, Total (590+600+610+620+630+640+650+660) | 580 | 94 738 897,43 | 105 924 567,16 |
| Unearned Premium Reserve (8010) | 590 | 80 701 679,87 | 89 920 281,22 |
| Incurred but Not Reported Loss Reserve (8020) | 600 | 5 671 452,05 | 7 385 629,75 |
| Reported but Not Settled Loss Reserve (8030) | 610 | 4 469 248,64 | 4 439 995,37 |
| Preventive Measures Reserve (8040) | 620 | 448 330,91 | 448 356,80 |
| Asset Mismatch Reserve (8050) | 630 | 0,00 | 0,00 |
| Catastrophe Reserve (8060) | 640 | 0,00 | 0,00 |
| Loss Fluctuation Reserve (8070) | 650 | 3 448 185,96 | 3 730 304,02 |
| Life Insurance Reserves (8090) | 660 | 0,00 | 0,00 |
| Reinsurers’ Share in Insurance Reserves, Total (680+690+700+710) | 670 | 1 651 529,79 | 1 326 579,77 |
| Reinsurers’ Share in Unearned Premium Reserve (8110) | 680 | 1 403 123,71 | 1 274 754,61 |
| Reinsurers’ Share in Reported but Not Settled Loss Reserve (8120) | 690 | 0,00 | 0,00 |
| Reinsurers’ Share in Incurred but Not Reported Loss Reserve (8130) | 700 | 248 406,08 | 51 825,16 |
| Reinsurers’ Share in Life Insurance Reserves (8140) | 710 | 0,00 | 0,00 |
| Section II Total (580-670) | 720 | 93 087 367,64 | 104 597 987,39 |
| III. LIABILITIES |
| Long-Term Liabilities, Total (740+750+850+860+870+880+890+900+910+920) | 730 | 0,00 | 0,00 |
| Including: Long-Term Accounts Payable (740+760+770+780+790+800+820+830+850+870+890+920) | 731 | 0,00 | 0,00 |
| Long-Term Debt to Suppliers and Contractors (7010,7020) | 740 | 0,00 | 0,00 |
| Long-Term Liabilities for Insurance Operations, Total (760+770+780+790+800+810+820+830) | 750 | 0,00 | 0,00 |
| Long-Term Debt to Contractors for Preventive Measures (7011) | 760 | 0,00 | 0,00 |
| Long-Term Debt to Policyholders (7030) | 770 | 0,00 | 0,00 |
| Long-Term Debt to Insurance Agents and Brokers (7040) | 780 | 0,00 | 0,00 |
| Long-Term Debt to Reinsurers (7050) | 790 | 0,00 | 0,00 |
| Long-Term Debt to Reinsurers (7060) | 800 | 0,00 | 0,00 |
| Reinsurers Premium Deposits (7070) | 810 | 0,00 | 0,00 |
| Long-Term Debt to Reinsurers for Commissions, Royalties and Other Fees (7080) | 820 | 0,00 | 0,00 |
| Long-Term Debt to Actuaries, Adjusters, Surveyors and Assistants (7090) | 830 | 0,00 | 0,00 |
| Long-Term Debt to Separate Units (7110) | 840 | 0,00 | 0,00 |
| Long-Term Debt to Subsidiaries and Associates (7120) | 850 | 0,00 | 0,00 |
| Long-Term Deferred Income (7210,7220,7230) | 860 | 0,00 | 0,00 |
| Long-Term Deferred Liabilities for Taxes and Other Obligatory Payments (7240) | 870 | 0,00 | 0,00 |
| Other Long-Term Deferred Liabilities (7250,7290) | 880 | 0,00 | 0,00 |
| Advances from Customers and Clients (7300) | 890 | 0,00 | 0,00 |
| Long-Term Bank Loans (7810) | 900 | 0,00 | 0,00 |
| Long-Term Borrowings (7820,7830,7840) | 910 | 0,00 | 0,00 |
| Other Long-Term Creditor Debts (7900) | 920 | 0,00 | 0,00 |
| Current Liabilities, Total (940+950+1050+1060+1070+1080+1090+1100+1110+1120+1130+1140+1150+1160+1170+1180) | 930 | 5 570 253,76 | 4 913 620,63 |
| Including: Current Accounts Payable (940+960+970+980+990+1000+1020+1030+1050+1070+1090+1100+1110+1120+1130+1140+1180) | 931 | 5 566 146,76 | 4 909 517,36 |
| of which: Overdue Current Accounts Payable | 932 | 0,00 | 0,00 |
| Debt to Suppliers and Contractors (6010,6020) | 940 | 79 980,73 | 62 210,87 |
| Liabilities from Insurance Operations, Total (960+970+980+990+1000+1010+1020+1030) | 950 | 294 799,30 | 445 720,65 |
| Debt to Contractors for Preventive Measures (6011) | 960 | 0,00 | 0,00 |
| Debt to Policyholders (6030) | 970 | 229 427,50 | 223 252,47 |
| Debt to Insurance Agents and Brokers (6040) | 980 | 57 628,20 | 113 984,22 |
| Debt to Reinsurers (6050) | 990 | 0,00 | 0,00 |
| Debt to Reinsurers (6060) | 1000 | 3 636,60 | 104 380,69 |
| Reinsurers Premium Deposits (6070) | 1010 | 4 107,00 | 4 103,27 |
| Debt to Reinsurers for Commissions, Royalties and Other Fees (6080) | 1020 | 0,00 | 0,00 |
| Debt to Actuaries, Adjusters, Surveyors and Assistants (6090) | 1030 | 0,00 | 0,00 |
| Debt to Separate Units (6110) | 1040 | 0,00 | 0,00 |
| Debt to Subsidiaries and Associates (6120) | 1050 | 0,00 | 0,00 |
| Deferred Income (6210,6220,6230) | 1060 | 0,00 | 0,00 |
| Deferred Liabilities for Taxes and Other Obligatory Payments (6240) | 1070 | 0,00 | 0,00 |
| Other Deferred Liabilities (6250,6290) | 1080 | 0,00 | 0,00 |
| Received Advances (6300) | 1090 | 80 980,70 | 61 514,73 |
| Debt for Payments to Budget (6400) | 1100 | 757 089,90 | 84 104,80 |
| Debt for Insurance (6510) | 1110 | 0,00 | 0,00 |
| Debt for Payments to State Target Funds (6520) | 1120 | 135 559,00 | 191 361,06 |
| Debt to Founders (6600) | 1130 | 0,00 | 0,00 |
| Debt for Wages (6700) | 1140 | 815 047,20 | 1 249 750,52 |
| Short-Term Bank Loans (6810) | 1150 | 0,00 | 0,00 |
| Short-Term Borrowings (6820,6830,6840) | 1160 | 0,00 | 0,00 |
| Current Part of Long-Term Liabilities (6950) | 1170 | 0,00 | 0,00 |
| Other Accounts Payable (6900 except 6950) | 1180 | 3 406 796,93 | 2 818 958,00 |
| Section III Total (730+930) | 1190 | 5 570 253,76 | 4 913 620,63 |
| Total Liabilities on Balance Sheet (570+720+1190) | 1200 | 158 266 487,79 | 171 012 286,22 |