| ASSETS |
| I. Long-Term Assets |
| Fixed Assets: | 000 | 0,00 | 0,00 |
| Original (Replacement) Cost (0100,0300) | 010 | 68 059 880,86 | 67 739 636,00 |
| Depreciation Amount (0200) | 011 | 28 435 398,92 | 31 248 276,16 |
| Residual (Balance) Value (010-011) | 012 | 39 624 481,94 | 36 491 359,84 |
| Intangible Assets: | 000 | 0,00 | 0,00 |
| Original Cost (0400) | 020 | 277 565,70 | 277 565,70 |
| Depreciation Amount (0500) | 021 | 277 565,70 | 277 565,70 |
| Residual (Balance) Value (020-021) | 022 | 0,00 | 0,00 |
| Long-Term Investments, Total (040+050+060+070+080), including: | 030 | 192 013 404,64 | 193 879 009,44 |
| Securities (0610) | 040 | 59 959 924,64 | 57 499 924,64 |
| Investments in Subsidiaries (0620) | 050 | 0,00 | 0,00 |
| Investments in Associates (0630) | 060 | 0,00 | 0,00 |
| Investments in Foreign Capital Enterprises (0640) | 070 | 0,00 | 0,00 |
| Other Long-Term Investments (0690) | 080 | 132 053 480,00 | 136 379 084,80 |
| Equipment for Installation (0700) | 090 | 0,00 | 0,00 |
| Capital Expenditures (0800) | 100 | 0,00 | 0,00 |
| Long-Term Receivables (0910,0920,0930,0940) | 110 | 3 628 852,61 | 0,00 |
| Long-Term Deferred Expenses (0950,0960,0990) | 120 | 0,00 | 0,00 |
| Section I Total (012+022+030+090+100+110+120) | 130 | 235 266 739,19 | 230 370 369,28 |
| II. Current Assets |
| Inventories, Total (150+160), including: | 140 | 1 255 856,46 | 1 331 223,63 |
| Materials (1000,1500,1600) | 150 | 1 255 856,46 | 1 331 223,63 |
| Unfinished Services (2000,2300,2700) | 160 | 0,00 | 0,00 |
| Prepaid Expenses (3100) | 170 | 215 128,78 | 71 887,08 |
| Deferred Expenses (3200) | 180 | 0,00 | 0,00 |
| Debtors, Total (200+310+320+330+340+350+360+370+380+390) | 190 | 555 372 885,02 | 482 912 734,47 |
| of which: overdue | 191 | 0,00 | 0,00 |
| Accounts Payable, Total (210+220-400) | 200 | 548 410 655,73 | 470 562 705,27 |
| Customer and Client Debt (4010,4020) | 210 | 0,00 | 0,00 |
| Debtors from Insurance Operations, Total (230+240+250+260+270+280+290+300) | 220 | 547 410 655,73 | 470 562 705,27 |
| Policyholders Debt (4030) | 230 | 42 464 908,62 | 1 374 772,51 |
| Insurance Agents and Brokers Debt (4040) | 240 | 1 625 529,34 | 1 693 258,04 |
| Reinsurers Debt (4050) | 250 | 504 180 816,51 | 452 252 260,80 |
| Reinsurers Debt for Commissions, Royalties and Other Fees (4051) | 260 | 0,00 | 0,00 |
| Reinsurers Debt (4060) | 270 | 0,00 | 0,00 |
| Life Insurance Loans (4070) | 280 | 0,00 | 0,00 |
| Insurer Loss Deposits at Other Insurers (4080) | 290 | 0,00 | 0,00 |
| Insurer Premium Deposits at Other Insurers (4090) | 300 | 139 401,26 | 15 242 413,92 |
| Separate Units Debt (4110) | 310 | 0,00 | 0,00 |
| Subsidiaries and Associates Debt (4120) | 320 | 0,00 | 0,00 |
| Advances to Employees (4200) | 330 | 104,27 | 152 051,10 |
| Advances to Suppliers and Contractors (4300) | 340 | 955 643,37 | 4 478 506,16 |
| Advance Payments to Budget (4400) | 350 | 1 532 931,87 | 2 507 957,10 |
| Advance Payments to State Target Funds and Insurance (4500) | 360 | 0,00 | 5 130,98 |
| Founders’ Contributions to Charter Capital (4600) | 370 | 286,60 | 286,60 |
| Employee Other Operations Debt (4700) | 380 | 263 707,93 | 199 330,44 |
| Other Debtors (4800) | 390 | 4 209 555,25 | 5 006 766,82 |
| Provision for Doubtful Debts (4900) | 400 | 0,00 | 0,00 |
| Cash, Total (420+430+440+450), including: | 410 | 15 235 415,84 | 26 664 971,65 |
| Cash in Hand (5000) | 420 | 0,00 | 0,00 |
| Cash in Bank Accounts (5100) | 430 | 1 375 977,21 | 2 076 859,18 |
| Cash in Foreign Currency (5200) | 440 | 13 573 928,72 | 24 437 899,45 |
| Other Cash and Equivalents (5500,5600,5700) | 450 | 285 509,91 | 150 213,02 |
| Short-Term Investments (5800) | 460 | 0,00 | 0,00 |
| Other Current Assets (5900) | 470 | 318 592,59 | 394 119,67 |
| Section II Total (140+170+180+190+410+460+470) | 480 | 572 397 876,69 | 511 374 936,50 |
| Total Balance Sheet Assets (130+480) | 490 | 807 664 615,88 | 741 745 305,78 |
| LIABILITIES |
| I. Sources of Own Funds |
| Charter Capital (8300) | 500 | 215 500 000,00 | 215 500 000,00 |
| Additional Capital (8400) | 510 | 73 104,98 | 73 104,98 |
| Reserve Capital (8500) | 520 | 19 317 004,42 | 21 068 093,70 |
| Repurchased Own Shares (8600) | 530 | 0,00 | 0,00 |
| Retained Earnings (Uncovered Loss) (8700) | 540 | 1 787 539,30 | 15 096 902,77 |
| Target Receipts (8800) | 550 | 0,00 | 0,00 |
| Provisions for Future Expenses and Payments (8900) | 560 | 0,00 | 0,00 |
| Section I Total (500+510+520-530+540+550+560) | 570 | 236 677 648,70 | 251 738 101,45 |
| II. Insurance Reserves |
| Insurance Reserves, Total (590+600+610+620+630+640+650+660) | 580 | 845 055 760,60 | 792 107 675,30 |
| Unearned Premium Reserve (8010) | 590 | 427 128 156,80 | 394 682 372,20 |
| Incurred but Not Reported Loss Reserve (8020) | 600 | 64 179 165,00 | 58 219 104,00 |
| Reported but Not Settled Loss Reserve (8030) | 610 | 326 461 397,70 | 301 941 228,50 |
| Preventive Measures Reserve (8040) | 620 | 0,00 | 0,00 |
| Asset Mismatch Reserve (8050) | 630 | 27 287 041,10 | 37 264 970,60 |
| Catastrophe Reserve (8060) | 640 | 0,00 | 0,00 |
| Loss Fluctuation Reserve (8070) | 650 | 0,00 | 0,00 |
| Life Insurance Reserves (8090) | 660 | 0,00 | 0,00 |
| Reinsurers’ Share in Insurance Reserves, Total (680+690+700+710) | 670 | 615 628 572,20 | 548 278 786,20 |
| Reinsurers’ Share in Unearned Premium Reserve (8110) | 680 | 264 650 523,00 | 218 632 235,50 |
| Reinsurers’ Share in Reported but Not Settled Loss Reserve (8120) | 690 | 314 053 129,50 | 297 107 013,30 |
| Reinsurers’ Share in Incurred but Not Reported Loss Reserve (8130) | 700 | 36 924 919,70 | 32 539 537,40 |
| Reinsurers’ Share in Life Insurance Reserves (8140) | 710 | 0,00 | 0,00 |
| Section II Total (580-670) | 720 | 229 427 188,40 | 243 828 889,10 |
| III. LIABILITIES |
| Long-Term Liabilities, Total (740+750+850+860+870+880+890+900+910+920) | 730 | 0,00 | 0,00 |
| Including: Long-Term Accounts Payable (740+760+770+780+790+800+820+830+850+870+890+920) | 731 | 0,00 | 0,00 |
| Long-Term Debt to Suppliers and Contractors (7010,7020) | 740 | 0,00 | 0,00 |
| Long-Term Liabilities for Insurance Operations, Total (760+770+780+790+800+810+820+830) | 750 | 0,00 | 0,00 |
| Long-Term Debt to Contractors for Preventive Measures (7011) | 760 | 0,00 | 0,00 |
| Long-Term Debt to Policyholders (7030) | 770 | 0,00 | 0,00 |
| Long-Term Debt to Insurance Agents and Brokers (7040) | 780 | 0,00 | 0,00 |
| Long-Term Debt to Reinsurers (7050) | 790 | 0,00 | 0,00 |
| Long-Term Debt to Reinsurers (7060) | 800 | 0,00 | 0,00 |
| Reinsurers Premium Deposits (7070) | 810 | 0,00 | 0,00 |
| Long-Term Debt to Reinsurers for Commissions, Royalties and Other Fees (7080) | 820 | 0,00 | 0,00 |
| Long-Term Debt to Actuaries, Adjusters, Surveyors and Assistants (7090) | 830 | 0,00 | 0,00 |
| Long-Term Debt to Separate Units (7110) | 840 | 0,00 | 0,00 |
| Long-Term Debt to Subsidiaries and Associates (7120) | 850 | 0,00 | 0,00 |
| Long-Term Deferred Income (7210,7220,7230) | 860 | 0,00 | 0,00 |
| Long-Term Deferred Liabilities for Taxes and Other Obligatory Payments (7240) | 870 | 0,00 | 0,00 |
| Other Long-Term Deferred Liabilities (7250,7290) | 880 | 0,00 | 0,00 |
| Advances from Customers and Clients (7300) | 890 | 0,00 | 0,00 |
| Long-Term Bank Loans (7810) | 900 | 0,00 | 0,00 |
| Long-Term Borrowings (7820,7830,7840) | 910 | 0,00 | 0,00 |
| Other Long-Term Creditor Debts (7900) | 920 | 0,00 | 0,00 |
| Current Liabilities, Total (940+950+1050+1060+1070+1080+1090+1100+1110+1120+1130+1140+1150+1160+1170+1180) | 930 | 341 559 778,78 | 246 178 315,23 |
| Including: Current Accounts Payable (940+960+970+980+990+1000+1020+1030+1050+1070+1090+1100+1110+1120+1130+1140+1180) | 931 | 341 559 778,78 | 246 176 315,23 |
| of which: Overdue Current Accounts Payable | 932 | 0,00 | 0,00 |
| Debt to Suppliers and Contractors (6010,6020) | 940 | 443 669,11 | 765 463,62 |
| Liabilities from Insurance Operations, Total (960+970+980+990+1000+1010+1020+1030) | 950 | 333 778 253,19 | 236 533 564,12 |
| Debt to Contractors for Preventive Measures (6011) | 960 | 0,00 | 0,00 |
| Debt to Policyholders (6030) | 970 | 1 752 514,87 | 5 287 767,76 |
| Debt to Insurance Agents and Brokers (6040) | 980 | 422 257,95 | 1 386 391,57 |
| Debt to Reinsurers (6050) | 990 | 0,00 | 0,00 |
| Debt to Reinsurers (6060) | 1000 | 0,00 | 0,00 |
| Reinsurers Premium Deposits (6070) | 1010 | 0,00 | 0,00 |
| Debt to Reinsurers for Commissions, Royalties and Other Fees (6080) | 1020 | 331 603 483,37 | 229 859 404,79 |
| Debt to Actuaries, Adjusters, Surveyors and Assistants (6090) | 1030 | 0,00 | 0,00 |
| Debt to Separate Units (6110) | 1040 | 0,00 | 0,00 |
| Debt to Subsidiaries and Associates (6120) | 1050 | 0,00 | 0,00 |
| Deferred Income (6210,6220,6230) | 1060 | 0,00 | 0,00 |
| Deferred Liabilities for Taxes and Other Obligatory Payments (6240) | 1070 | 0,00 | 0,00 |
| Other Deferred Liabilities (6250,6290) | 1080 | 0,00 | 0,00 |
| Received Advances (6300) | 1090 | 1 121 655,35 | 2 410 858,60 |
| Debt for Payments to Budget (6400) | 1100 | 830 327,94 | 758 662,41 |
| Debt for Insurance (6510) | 1110 | 0,00 | 0,00 |
| Debt for Payments to State Target Funds (6520) | 1120 | 802 455,97 | 557 007,51 |
| Debt to Founders (6600) | 1130 | 3 258 240,31 | 0,00 |
| Debt for Wages (6700) | 1140 | 917 061,24 | 1 376 598,76 |
| Short-Term Bank Loans (6810) | 1150 | 0,00 | 0,00 |
| Short-Term Borrowings (6820,6830,6840) | 1160 | 0,00 | 0,00 |
| Current Part of Long-Term Liabilities (6950) | 1170 | 0,00 | 0,00 |
| Other Accounts Payable (6900 except 6950) | 1180 | 406 115,67 | 3 776 160,21 |
| Section III Total (730+930) | 1190 | 341 559 778,78 | 246 178 315,23 |
| Total Liabilities on Balance Sheet (570+720+1190) | 1200 | 807 664 615,88 | 741 745 305,78 |