| ASSETS |
| I. Long-Term Assets |
| Fixed Assets: |
| Original (Replacement) Cost (0100,0300) | 010 | 74 524 409,25 | 80 418 132,08 |
| Depreciation Amount (0200) | 011 | 32 373 278,63 | 33 802 001,78 |
| Residual (Balance) Value (010-011) | 012 | 42 151 130,62 | 46 616 130,30 |
| Intangible Assets: |
| Original Cost (0400) | 020 | 277 565,70 | 277 565,70 |
| Depreciation Amount (0500) | 021 | 277 565,70 | 277 565,70 |
| Residual (Balance) Value (020-021) | 022 | 0,00 | 0,00 |
| Long-Term Investments, Total (040+050+060+070+080), including: | 030 | 214 687 392,61 | 293 490 293,11 |
| Securities (0610) | 040 | 62 535 148,61 | 62 535 148,61 |
| Investments in Subsidiaries (0620) | 050 | 0,00 | 0,00 |
| Investments in Associates (0630) | 060 | 0,00 | 0,00 |
| Investments in Foreign Capital Enterprises (0640) | 070 | 0,00 | 0,00 |
| Other Long-Term Investments (0690) | 080 | 152 152 244,00 | 230 955 144,50 |
| Equipment for Installation (0700) | 090 | 0,00 | 0,00 |
| Capital Expenditures (0800) | 100 | 0,00 | 3 050 520,00 |
| Long-Term Receivables (0910,0920,0930,0940) | 110 | 0,00 | 0,00 |
| Long-Term Deferred Expenses (0950,0960,0990) | 120 | 0,00 | 0,00 |
| Section I Total (012+022+030+090+100+110+120) | 130 | 256 838 523,23 | 343 156 943,41 |
| II. Current Assets |
| Inventories, Total (150+160), including: | 140 | 447 602,15 | 763 032,60 |
| Materials (1000,1500,1600) | 150 | 447 602,15 | 763 032,60 |
| Unfinished Services (2000,2300,2700) | 160 | 0,00 | 0,00 |
| Prepaid Expenses (3100) | 170 | 225 727,72 | 184 941,48 |
| Deferred Expenses (3200) | 180 | 0,00 | 0,00 |
| Debtors, Total (200+310+320+330+340+350+360+370+380+390) | 190 | 356 131 655,63 | 379 597 515,07 |
| of which: overdue | 191 | 0,00 | 0,00 |
| Accounts Payable, Total (210+220-400) | 200 | 346 475 944,64 | 356 279 514,53 |
| Customer and Client Debt (4010,4020) | 210 | 0,00 | 0,00 |
| Debtors from Insurance Operations, Total (230+240+250+260+270+280+290+300) | 220 | 346 475 944,64 | 356 279 514,53 |
| Policyholders Debt (4030) | 230 | 1 048 119,12 | 1 407 563,39 |
| Insurance Agents and Brokers Debt (4040) | 240 | 1 842 450,05 | 2 077 559,96 |
| Reinsurers Debt (4050) | 250 | 321 938 145,18 | 317 916 797,61 |
| Reinsurers Debt for Commissions, Royalties and Other Fees (4051) | 260 | 0,00 | 0,00 |
| Reinsurers Debt (4060) | 270 | 0,00 | 0,00 |
| Life Insurance Loans (4070) | 280 | 0,00 | 0,00 |
| Insurer Loss Deposits at Other Insurers (4080) | 290 | 0,00 | 0,00 |
| Insurer Premium Deposits at Other Insurers (4090) | 300 | 21 647 230,29 | 34 877 594,57 |
| Separate Units Debt (4110) | 310 | 0,00 | 0,00 |
| Subsidiaries and Associates Debt (4120) | 320 | 0,00 | 0,00 |
| Advances to Employees (4200) | 330 | 49 135,28 | 46 574,38 |
| Advances to Suppliers and Contractors (4300) | 340 | 4 395 101,26 | 17 795 060,16 |
| Advance Payments to Budget (4400) | 350 | 1 433 333,49 | 428 780,91 |
| Advance Payments to State Target Funds and Insurance (4500) | 360 | 0,00 | 0,00 |
| Founders’ Contributions to Charter Capital (4600) | 370 | 286,60 | 286,60 |
| Employee Other Operations Debt (4700) | 380 | 150 519,64 | 226 806,05 |
| Other Debtors (4800) | 390 | 3 627 334,72 | 4 820 492,44 |
| Provision for Doubtful Debts (4900) | 400 | 0,00 | 0,00 |
| Cash, Total (420+430+440+450), including: | 410 | 28 331 612,35 | 29 298 439,00 |
| Cash in Hand (5000) | 420 | 0,00 | 0,00 |
| Cash in Bank Accounts (5100) | 430 | 2 986 450,75 | 3 083 836,10 |
| Cash in Foreign Currency (5200) | 440 | 24 825 445,53 | 25 764 286,53 |
| Other Cash and Equivalents (5500,5600,5700) | 450 | 519 716,07 | 450 316,37 |
| Short-Term Investments (5800) | 460 | 0,00 | 0,00 |
| Other Current Assets (5900) | 470 | 510 243,95 | 682 737,01 |
| Section II Total (140+170+180+190+410+460+470) | 480 | 385 646 841,80 | 410 524 665,66 |
| Total Balance Sheet Assets (130+480) | 490 | 642 485 365,03 | 753 681 609,07 |
| LIABILITIES |
| I. Sources of Own Funds |
| Charter Capital (8300) | 500 | 215 500 000,00 | 215 500 000,00 |
| Additional Capital (8400) | 510 | 73 104,98 | 73 104,98 |
| Reserve Capital (8500) | 520 | 20 847 388,41 | 20 847 388,41 |
| Repurchased Own Shares (8600) | 530 | 0,00 | 0,00 |
| Retained Earnings (Uncovered Loss) (8700) | 540 | 20 272 484,64 | 33 184 376,90 |
| Target Receipts (8800) | 550 | 0,00 | 0,00 |
| Provisions for Future Expenses and Payments (8900) | 560 | 0,00 | 0,00 |
| Section I Total (500+510+520-530+540+550+560) | 570 | 256 692 978,03 | 269 604 870,29 |
| II. Insurance Reserves |
| Insurance Reserves, Total (590+600+610+620+630+640+650+660) | 580 | 728 597 206,30 | 968 183 628,70 |
| Unearned Premium Reserve (8010) | 590 | 337 364 213,90 | 546 855 946,20 |
| Incurred but Not Reported Loss Reserve (8020) | 600 | 47 700 686,20 | 73 548 910,20 |
| Reported but Not Settled Loss Reserve (8030) | 610 | 300 211 056,90 | 305 437 861,50 |
| Preventive Measures Reserve (8040) | 620 | 0,00 | 0,00 |
| Asset Mismatch Reserve (8050) | 630 | 43 321 249,30 | 42 340 910,80 |
| Catastrophe Reserve (8060) | 640 | 0,00 | 0,00 |
| Loss Fluctuation Reserve (8070) | 650 | 0,00 | 0,00 |
| Life Insurance Reserves (8090) | 660 | 0,00 | 0,00 |
| Reinsurers’ Share in Insurance Reserves, Total (680+690+700+710) | 670 | 469 160 235,80 | 684 189 316,60 |
| Reinsurers’ Share in Unearned Premium Reserve (8110) | 680 | 161 367 144,40 | 349 683 456,50 |
| Reinsurers’ Share in Reported but Not Settled Loss Reserve (8120) | 690 | 289 309 080,80 | 293 769 009,70 |
| Reinsurers’ Share in Incurred but Not Reported Loss Reserve (8130) | 700 | 18 484 010,60 | 40 736 850,40 |
| Reinsurers’ Share in Life Insurance Reserves (8140) | 710 | 0,00 | 0,00 |
| Section II Total (580-670) | 720 | 259 436 970,50 | 283 994 312,10 |
| III. LIABILITIES |
| Long-Term Liabilities, Total (740+750+850+860+870+880+890+900+910+920) | 730 | 6 254 547,26 | 11 505 596,84 |
| Including: Long-Term Accounts Payable (740+760+770+780+790+800+820+830+850+870+890+920) | 731 | 6 254 547,26 | 11 505 596,84 |
| Long-Term Debt to Suppliers and Contractors (7010,7020) | 740 | 0,00 | 0,00 |
| Long-Term Liabilities for Insurance Operations, Total (760+770+780+790+800+810+820+830) | 750 | 0,00 | 0,00 |
| Long-Term Debt to Contractors for Preventive Measures (7011) | 760 | 0,00 | 0,00 |
| Long-Term Debt to Policyholders (7030) | 770 | 0,00 | 0,00 |
| Long-Term Debt to Insurance Agents and Brokers (7040) | 780 | 0,00 | 0,00 |
| Long-Term Debt to Reinsurers (7050) | 790 | 0,00 | 0,00 |
| Long-Term Debt to Reinsurers (7060) | 800 | 0,00 | 0,00 |
| Reinsurers Premium Deposits (7070) | 810 | 0,00 | 0,00 |
| Long-Term Debt to Reinsurers for Commissions, Royalties and Other Fees (7080) | 820 | 0,00 | 0,00 |
| Long-Term Debt to Actuaries, Adjusters, Surveyors and Assistants (7090) | 830 | 0,00 | 0,00 |
| Long-Term Debt to Separate Units (7110) | 840 | 0,00 | 0,00 |
| Long-Term Debt to Subsidiaries and Associates (7120) | 850 | 0,00 | 0,00 |
| Long-Term Deferred Income (7210,7220,7230) | 860 | 0,00 | 0,00 |
| Long-Term Deferred Liabilities for Taxes and Other Obligatory Payments (7240) | 870 | 0,00 | 0,00 |
| Other Long-Term Deferred Liabilities (7250,7290) | 880 | 0,00 | 0,00 |
| Advances from Customers and Clients (7300) | 890 | 0,00 | 0,00 |
| Long-Term Bank Loans (7810) | 900 | 0,00 | 0,00 |
| Long-Term Borrowings (7820,7830,7840) | 910 | 0,00 | 0,00 |
| Other Long-Term Creditor Debts (7900) | 920 | 6 254 547,26 | 11 505 596,84 |
| Current Liabilities, Total (940+950+1050+1060+1070+1080+1090+1100+1110+1120+1130+1140+1150+1160+1170+1180) | 930 | 120 100 869,24 | 188 576 829,84 |
| Including: Current Accounts Payable (940+960+970+980+990+1000+1020+1030+1050+1070+1090+1100+1110+1120+1130+1140+1180) | 931 | 120 100 869,24 | 188 576 829,84 |
| of which: Overdue Current Accounts Payable | 932 | 0,00 | 0,00 |
| Debt to Suppliers and Contractors (6010,6020) | 940 | 355 115,66 | 1 355 637,42 |
| Liabilities from Insurance Operations, Total (960+970+980+990+1000+1010+1020+1030) | 950 | 109 094 936,40 | 127 760 297,68 |
| Debt to Contractors for Preventive Measures (6011) | 960 | 0,00 | 0,00 |
| Debt to Policyholders (6030) | 970 | 7 341 801,20 | 9 679 821,22 |
| Debt to Insurance Agents and Brokers (6040) | 980 | 1 731 370,26 | 2 449 014,26 |
| Debt to Reinsurers (6050) | 990 | 0,00 | 0,00 |
| Debt to Reinsurers (6060) | 1000 | 100 021 764,94 | 115 631 462,20 |
| Reinsurers Premium Deposits (6070) | 1010 | 0,00 | 0,00 |
| Debt to Reinsurers for Commissions, Royalties and Other Fees (6080) | 1020 | 0,00 | 0,00 |
| Debt to Actuaries, Adjusters, Surveyors and Assistants (6090) | 1030 | 0,00 | 0,00 |
| Debt to Separate Units (6110) | 1040 | 0,00 | 0,00 |
| Debt to Subsidiaries and Associates (6120) | 1050 | 0,00 | 0,00 |
| Deferred Income (6210,6220,6230) | 1060 | 0,00 | 0,00 |
| Deferred Liabilities for Taxes and Other Obligatory Payments (6240) | 1070 | 0,00 | 0,00 |
| Other Deferred Liabilities (6250,6290) | 1080 | 0,00 | 0,00 |
| Received Advances (6300) | 1090 | 1 134 402,11 | 51 946 730,67 |
| Debt for Payments to Budget (6400) | 1100 | 1 144 200,65 | 1 627 169,81 |
| Debt for Insurance (6510) | 1110 | 0,00 | 0,00 |
| Debt for Payments to State Target Funds (6520) | 1120 | 1 236 440,31 | 235 124,84 |
| Debt to Founders (6600) | 1130 | 0,00 | 0,00 |
| Debt for Wages (6700) | 1140 | 3 315 583,28 | 1 227 973,94 |
| Short-Term Bank Loans (6810) | 1150 | 0,00 | 0,00 |
| Short-Term Borrowings (6820,6830,6840) | 1160 | 0,00 | 0,00 |
| Current Part of Long-Term Liabilities (6950) | 1170 | 0,00 | 0,00 |
| Other Accounts Payable (6900 except 6950) | 1180 | 3 820 190,83 | 4 423 895,48 |
| Section III Total (730+930) | 1190 | 126 355 416,50 | 200 082 426,68 |
| Total Liabilities on Balance Sheet (570+720+1190) | 1200 | 642 485 365,03 | 753 681 609,07 |